Do you share any insurance policies, such as health, auto, or life insurance?

“Do you share any insurance policies, such as health, auto, or life insurance?” is a practice question about money and joint records for a marriage-based green card interview at a USCIS field office. A real officer may ask it in other words, ask something else, or skip it. Practice can help you explain your own facts. It cannot tell you what USCIS will decide.

What is the officer checking with this question?

The officer may use insurance questions to understand the financial arrangements and responsibilities in your marriage. Being covered by a policy is different from being named to receive a benefit. Clear descriptions help explain those roles in the context of your case without treating every kind of insurance as the same arrangement.

What might the officer ask next?

• Which types of insurance cover both of you?
• Whose employer provides the coverage, if any?
• Who is named to receive the life insurance benefit, if you know?

The next question usually comes from the words in your answer. If you name a person, a place, or a month, expect a question about it. The guide to green card interview follow-up questions explains how to practice past the first answer.

How do you prepare to answer it?

Identify the policies you actually share and the people each policy covers. Keep health coverage, vehicle coverage, and life insurance benefits separate when you explain them. Do not assume your spouse is a beneficiary if you have not checked. When you do not know a policy term or name, state that limit plainly. Your interview notice and your lawyer should guide any decision about records for the appointment.

Answer from your own memory, in your own words. Do not learn a script or a sample answer. If your spouse remembers a detail differently, first check whether you mean the same event. Ask your lawyer about any concern with your forms or documents.

Can you practice this question out loud for free?

Yes. Choose "Answer it now, free". The officer asks this question first. You answer out loud, and the officer follows up on what you said. You can try 3 questions free, and you do not need documents. Feedback comes after the session, not while you speak.

More money and joint records questions

• Do you have any joint bank accounts? Which bank?
• Who usually pays the household bills?
• Do you file taxes jointly? For which tax years?
• Do you have joint credit cards or loans in both names?
• Are paychecks from both spouses deposited into the same account or separate accounts?
• What vehicles do you currently drive, and are any loans still owed on them?
• Did you bring any updated joint financial records to today’s appointment that were not in your earlier filing?
• How do you and your spouse divide day-to-day expenses?

Read the money and joint records topic guide, or see all 91 interview questions.